Maturity-Default Paper
Our primary mandate: first-lien bridge, construction, and investor debt past its contractual maturity — stalled balloons where the asset remains strong.
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Maturity Default · Private-Treaty Acquisitions
We buy matured defaulted notes.
Institutional Bridge Capital is a private-credit asset manager acquiring first-lien maturity-default paper — and select non-performing loans — across New York, New Jersey, Pennsylvania, and Florida.
Maturity defaults are our specialty. When a loan reaches the end of its term unpaid — or stops performing altogether — we are the counterparty that closes. We underwrite fast, bid at the top of the market, and never re-trade.
What We Buy
Maturity defaults, first.
Legacy NPLs & Sub-Performing
Secondary focus: monthly payment defaults, scratch-and-dent pull-backs, and non-performing tranches prior to maturity. We also acquire these.
What we buy$1M–$100M+
UPB range
<50%
Max LTV
72hrs
Tape underwriting
10 days
To close
Process
How we execute
Step 01
Engage
A direct conversation with decision-makers. No intermediaries, no committees.
Step 02
Evaluate
Data tape review and underwriting begin immediately. Indicative pricing within 48 to 72 hours.
Step 03
Execute
Focused diligence on a defined timeline. Terms do not move after the bid.
Step 04
Close
Funds wire on schedule. Documentation, custodial transfer, and servicing coordination handled with precision.
Top Value
“We are not bottom-feeders. We pay what portfolios are worth — and we close.”
Top-of-market bids
We price to win the tape, not to nibble at it.
No re-trading. Ever.
The bid you accept is the price that wires.
Proof of funds on request.
Principal capital, verifiable before you commit a single document.
Our Four Markets
Where we buy.
We concentrate exclusively on New York, New Jersey, Pennsylvania, and Florida — deliberate regional focus for underwriting precision. Select a state.
Tier 1 — deepest discount markets (longest judicial timelines)
Tier 2 — premium execution markets (faster tracks)
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Engage
Ready to sell?
Send your tape for a firm bid within two business days. Every conversation is held in confidence.
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